The Importance of Family Finance

"Avoid debt like the plague" is one of the most important things you'll learn in life. Learning how to be financially responsible can minimize debt. Debt hangs over your head and "interest is your constant companion" as J Reuben Clark Jr. said. Large amounts of debt can tear apart families. Chaos happens as strained relationships grow more prominent and more contention in the family exists. Studies show that 89% of all divorces come from confrontations over money. It might be necessary, however, to take out a loan to acquire a car, home, or education. Using, managing, and building credit wisely can help us "maximize our financial stewardship" and keep harmony in our home! Organizing a debt-elimination calendar can help you manage payments. Make a list of all your debts then pay the most expensive one first. The key is to act now to keep a healthy relationship with your family!

Pumpkin Chocolate Chip cookies with Sugar Glaze

These are the most UNHEALTHIEST THINGS IN THE WORLD! But they are SO addicting.  They have so many cups of sugar and my mom does NOT want me making them. But I only make them when my sister in laws are at my house, which isn't very often.

I made them about 2 inches in width and length.

THE COOKIES ARE DONE!!!!!....almost......

This is the yummy sugar glaze that you put on the cookies.

You could put this much on it. or may be a little more. Using this much we had left over frosting.

Let them sit for about 3 min and enjoy!!!!!!!! Below is the recipe
INGREDIENTS:
- 1 cup shortening
-1 cup pumpkin
-1 cup sugar
-1 teaspoon baking soda
-1/2 teaspoon salt
- 1 egg mixed well
-2 cups flour
-1 teaspoon cinnamon
-1 cup of raisins or chocolate chips(optional)( chocolate chips are better!!!! always!!!!)
FROSTING:
-3 tablespoons butter
-1/2 cup brown sugar
-1 cup of powdered sugar( see what i mean about having a lot of sugar?!!!!!!)
-4 teaspoons milk
-3/4 teaspoons vanilla
INSTRUCTIONS:
preheat oven to 350. mix in a mixer( like something you would use to make cookies), shortening, pumpkin, sugar, baking soda, and salt. After you have mixed this well, add, well mixed egg, flour, cinnamon, raisin or chocolate chips( drop by spoonful)....
make dough balls into about 2 inches in length and width. then bake for 9-12 min.
INSTRUCTIONS FOR FROSTING:
while cookies are baking, mix every frosting ingredient and when cookies are done of course put on the glaze. and enjoy!!!!!!!!
RAW COOKIE DOUGH LOVERS...DO NOT ATTEMPT TO EAT THE RAW COOKIE DOUGH. IT IS NASTY!!!!THAT DOES NOT MEAN THAT THE COOKIES ARE BAD. 

Cute Room Ideas

The first one is a headband holder. If you want to know how to make it,look here:

stuff you need:(cute and very easy idea)

quaker oatmeal cardboard box
something to cover the box-scrap paper, burlap,anything really.I used the burlap(looks better)
any kind of ribbon that matches the covering
glue
spray paint(any kind)
Gorilla glue(found at craft store)use this if you want a stand on your holder(like mine)

take the oatmeal box and spray paint it on the inside.(makes it more stable)You can spray paint the lid any color if you want.Next get your covering and glue it on the box. Then get your ribbon and glue it on any way you want(i did it on the ends) and enjoy!!!! If you want you can get a big candle holder and glue it on the bottom as a little stand.Use the Gorilla glue to glue it on(be careful it is very strong glue.Please use instructions on glue pkg.

That is my homemade bedspread that took my mom a long time to make ( it was hard to find time to do it) we got it of of this website http://sew4home.com/ go to bed linens and scroll down and find
pretty pretty patchwork

10 good quotes

                                     


#1.  Sometimes a knight in shining armor is just an idiot wrapped in tin foil
#2.   The two most common elements in this world are hydragen and stupidity, but not in that order
#3.  I'm sugar and spice and everything nice but if you want to mess with me you better think twice
#4.  If cats could talk they wouldn't
#5.  Flying is like learning to throw yourself at the ground and miss
#6.  All people have a photographic memory,some just don't have film
#7.  If the shoe fits, buy it in every color
#8.  "Oooooohhhhh mama i have got to get me one of these!" Flynn Rider
#9   If there is no candy in heaven i am not going
#10  Watch your thoughts, they become actions, watch your actions,they become habits,watch your habits,they become your personality, watch your personality, it becomes your destiny